1)   Educational & Informational Purposes only

All content/Services provided in this website are for general education and information purposes only. The information is no intended to be and should not be constructed a profesional advise.​

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2)   No legal, tax, Financial or investment advise

Nothing is this website constitutes or should be relied upon as legal advice, tax advice, investment advice or financial advice. You should consult a qualified profesional regarding to your specific situation before making any decision.

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3) No client relationship created

You use of this website, including submitting forms, downloading materials, scheduling calls, receiving email, does not create any professional client relationship.

Unless a separate agreement is executed.

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4) Insurance related disclosures

Any insurance related content /services are intended for general education only. Insurance products, features, availability, pricing and eligibility vary by carrier and state and are subject to underwriting proceses and carrier approval.

No coverage is bound and no insurance contract is formed by using this website or submitted any information through it.

Insurance discussions on this site do not replace or override the terms of the actual policy contract.

If yo are seeking to buy, exchange, replace you should schedule an interview with our licensed agent, who will handle this interview in a private line and channel to protect your data and your privacy.

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5) Coaching.

Coaching, training and business development information is provider as an educational guidance. Results depend on many factors including your efforts, experience, market condition, compliance obligations and business practices. We do not guaranty outcome.

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6) Earning/Income/Results Disclaimer

 Any example of income, results, performance or business growth are illustrative and should not be considered typical or guaranteed. Past performance is not indicative of future results. Your outcomes may vary significantly based on factor beyond our control.

If testimonial or case studies are shown, they reflect the rear experience or opinion of the individual involved but may not represent what you can expect.

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7)   Testimonial and endorsement

Testimonial, review or success stories on this website are providing for informational purposes only. They do not guarantee that you will achieve similar results. Where is aplicable, we may disclose if t received compensation, discount or other benefits. testimonial provided

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8)   Accuracy or completeness

We strive to keep the information on the website accurate and UpToDate. however, we make no representation or warranties regarding to the accuracy, completeness, reliability any information. Content may change without notice.

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9)   Third-part link or resources

This website may include link to other websites, tools, product, services. This links is provided for convenience only. We do not control and are not responsible for the content, policies practices, or availability. You use the third-party links at your own risk.

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10) Compliance and Profesional responsibility

If you are an insurance agent, manager, or business owner, you are responsible for knowing and following your applicable laws, regulations, licensing rules, carrier requirements, and compliance obligations. Nothing on this Website is a substitute for your compliance guidance or legal counsel. 

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11)  Limitation of Liability 

To the maximum extent permitted by law, we disclaim any liability for any direct, indirect, incidental, consequential, special, punitive, or exemplary damages arising from your use of, or inability to use, this Website or Content/Services, including but not limited to errors, omissions, interruptions, defects, delays, or any loss of data, profit, business, goodwill, or other intangible losses. 

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12) No Warranties 

This Website and all Content/Services are provided on an “as is” and “as available” basis without warranties of any kind, express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement. 

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13) Indemnification 

You agree to indemnify, defend, and hold harmless the Website owner/operator and its affiliates, officers, employees, contractors, and agents from and against any claims, liabilities, damages, losses, and expenses (including reasonable attorneys’ fees) arising out of or related to your use of the Website, your violation of this Disclaimer, or your violation of any law or rights of a third party. 

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14) Jurisdiction & Governing Law 

This Disclaimer shall be governed by and construed in accordance with the laws of the State of California, without regard to conflict of law principles. Any disputes shall be resolved in the appropriate courts located in Los Angeles County, California, unless otherwise required by applicable law. 

 you prefer arbitration/mediation, I can help.

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15) Changes to This Disclaimer 

We may update this Disclaimer from time to time. Any changes will be posted on this page with a revised “Last Updated” date. Your continued use of the Website after changes are posted constitutes acceptance of the revised Disclaimer. 

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Contact 

If you have questions about this Disclaimer, contact us at: 
Email: btu1500now@gmail.com
Mailing Address: 8618 Morrill Avenue, Whittier CA 90606 
Business Name/Entity: Lihub​​​